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Find the P e r f e c t Loan for Your Needs

Welcome to CreditSpike,We help you take control of your finances with our full-suite of personalized financial products

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Any time you are in need of instant funds

Well, Fintech is growing at lightening fast pace despite having a lot many options in today’s era. Our customers have shown undiminished loyalty towards CreditSpike, so here are listed few reasons why to stick with us

Lightening Fast Approval

If all the required paperwork is submitted and you meet the requirements, your application will be handled quickly.

Speedy Disbursal

Upon approval of the loan application and completion of all necessary formalities, the loan amount is disbursed within a day.

Secure & Seamlessly Digital

Your information security is important to us. Not only is our platform completely digital and paperless, but it's also secure and safe.

Customer Support

Provide informative articles, guides, and resources to educate users about different types of loans

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Fast Service During Emergency

Because our knowledgeable and friendly staff offers you the greatest assistance when you need a loan quickly, we can provide you an instant loan in a few of hours. Shorter paperwork and speedier amount approval.

  • We provide a loan when your need is greatest
  • We have simple documentation procedure
  • 100% Privacy, Secure & Transparency
  • Reaching you the loan in time
vectorOur Working Process

Simplified Steps to Find Your Ideal Loan

Now get instant paperless loans for instant life upgrades within minutes with our seamless online process and round the clock unprecedented support for your monetary needs.

01

Registration

Easily register with our platform in few clicks. Enter your mobile number and OTP & you are done.

02

Digital Application

Enter your Aadhar card number and linked OTP and we will handle the rest.

03

Disbursement

Get the loan directly credited into your account within minutes post approval.

04

Re-Payment

Repay loans based on pre-defined slabs seamlessly with the help of our mobile application.

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vectorDownload Our Apps

Get Our Apps for Easy Financial Management

Take advantage of our convenient mobile apps to access our services anytime, anywhere. Download our apps today and experience the ease of managing your finances

  • Quick Loan Application
  • Secure and Private
  • User-Friendly Interface
  • Stay Connected
vectorFrequently Asked Questions

Find Answers to Common Questions

We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below

Download the application from Play store and Sign up to Complete short process of Apply.

We usually provides Personal Loan ,These loans are granted based on the borrower's creditworthiness, income, and financial history.

We are the genuine loan application work under guidance of Regulated Entity, We follow the ethical lending guidelines laid down by the RBI.

Absolutely Yes, To manage Surplus Cash Efficiently regular financial monitoring is provided by us.

Yes ,We have good news for those customers who have low scores , they might be eligible for a personal loan with a bad CIBIL score.

Absolutely No, We don’t charges any pre-fees for profile check or validation

It can impact on Cibil Score as overdue along If you are unable to pay your EMIs on time, it attracts a late penalty, increasing your overdue amount.

Is this even a question !! No Dought It’s Yes and there will be no pre closer charges are applicable in repay loan before due.

Yes there is an option of Extension in Loan to increase tenure of loan.